No Credit Checks

Welcome back!

Bad credit is not good because more and more companies are requesting credit scores on people who request their services. There are many ways that you can consider in order to increase credit score fast without any hassles at all. The tips below will help you achieve your goal and improve your FICO score.

Tips To Erase Bad Credit Legally:
Organize Your Credit Report - First of all you should get a copy of your credit report and make a list of the accounts or and information that is making your scores fall. You should carefully verify your payments, charged off accounts etc.

Prepare a List- Start your list with the oldest accounts first and collect the negative information which is very important so keep it in a safe place where it can be referenced when needed.

Dispute Your Negative Accounts- Write credit dispute letters and send them to each of the three bureaus that are reporting the negative information. Send these letters in two at a time.

Wait It Out- With in 45 days you will receive a reply. You will get information about what the credit bureau determined when they investigated your dispute. If the account was deleted than remove it from your list. If it was verified circle it. Any accounts that were deleted should improve your FICO score.

Move on the Next Round- Once you receive your letters its time to send next letters and wait. The last thing you want to do is make the credit bureaus think you are disputing valid information.